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Through our two businesses, our clients have entrusted us with over $670 billion of assets under management.
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Since 1859, Equitable has been a provider of individual retirement, group retirement and life insurance products with more than 2.8 million clients across the United States.
EquitableAllianceBernstein
AllianceBernstein, a leading global investment management and research firm, brings together a wide range of insights, expertise and innovations to advance the interests of their clients.
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We are at the intersection of advice, asset management and financial protection which provides our clients with products and strategies to help them address their long-term financial needs and our shareholders with attractive growth potential.
- Individual retirement
- Group retirement
- Protection solutions
- Investment management & research
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Our annuity products help our clients accumulate wealth and prepare for their retirement income needs. These products and services enable individuals to choose from advantages such as wealth accumulation, guaranteed income, death benefits and tax-efficient distribution options. We distribute our variable annuity products through our affiliated retail sales force and a wide network of approximately 600 third-party firms, reaching more than 100,000 financial professionals.
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Our Group Retirement products help teachers, municipal and corporate employees accumulate wealth and better prepare for their retirement needs. These tax-deferred investment products, such as variable annuities and mutual funds, are sponsored by educational and not-for-profit entities, as well as small- and medium-sized businesses. We have a team of over 1,000 specially-focused financial professionals, the Retirement Benefits Group, that offers worksite advice to our clients.
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Our Protection Solutions business is comprised of our life insurance and employee benefits businesses. Our life insurance products are designed to help our clients protect and transfer their wealth. Our employee benefits segment provides small and medium-sized businesses a suite of differentiated insurance products to protect their employees, regardless of what happens in life.
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Investment management & research
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Important information: A long-term financial product designed for retirement purposes, an annuity is essentially a contractual agreement in which payment(s) are made to an insurance company, which agrees to pay out an income or a lump sum amount at a later date. Variable annuities typically have mortality and expense charges, various fees, exclusions and limitations, early withdrawals may be subject to surrender charges and a federal income tax penalty. Variable annuities are subject to investment risks, including possible loss of principal invested. All guarantees are based on the claims-paying ability of Equitable Financial Life Insurance Company.
Variable annuities (including Equitable's Structured Capital Strategies) and mutual funds are offered by prospectus, which contains more complete information including investment objectives, risks, charges, and expenses, and available through Financial Professionals or the issuing company. Investors should read the prospectus carefully before investing.